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Featured Services

Personal Risk & Insurance

Insurance and risk avoidance consulting for corporate executives and high-net-worth individuals.

Personal Risk & Insurance

We believe in delivering peace of mind by going beyond insurance to protect what matters most: your family, assets, and income. That includes aligning with carriers that best serve your needs, proactively avoiding claims, and providing a level of care worthy of your trust and confidence.   

______ Client Service Philosophy

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Personal Risk Consulting

We believe in delivering peace of mind by going beyond insurance to protect what matters most: your family, assets, and income. That includes aligning with carriers that best fit your needs, proactively avoiding claims, and providing a level of care worthy of your trust and confidence. 

Avoid Claims, Protect What Matters Most

We help you reduce the frequency and severity of risks, from weather damage to liability exposures, we protect your property, family, and financial security for your peace of mind.

Water Damage

Water Leak Control

Proactively protect your property from costly losses with leak monitoring and water shut off solutions.

The average claim severity for water damage is $13,954 (Insurance Information Institute).

Fire & Carbon Monoxide

Fire and CO2 Detection

Reduce fire hazards with cutting-edge detection systems and customized prevention plans.

Fires cause over $10 billion in property damage annually in the U.S. (NFPA).

Cyber Risk Assessment

Cyber Exposure

Safeguard against digital fraud or theft with personalized risk assessments and protections.

Approximately 23% of US households experience some sort of cybercrime annually (NIH).

Teen Driver Safety

Teen Driver Safety

Protect your family and assets with comprehensive education programs and liability coverage for young drivers.

Teen drivers are involved in 3x as many fatal crashes per mile driven as adults (NHTS).

Liability Exposure Assessment

Liability Exposure Assessment

Mitigate risks associated with lawsuits or claims resulting from accidents on your property or during daily activities.

The average personal liability claim costs over $26,000 (Insurance Information Institute).

Emergency Preparedness

Emergency Preparedness

Prepare for unexpected events with tailored contingency plans and rapid response strategies.

49% of adults in the US were unprepared for a disaster, increasing financial and personal risks (NHS).

Peace of Mind, Beyond Insurance

Risk Identification and Mitigation
Risk Identification and Mitigation
  • Water leak mitigation tools and regular inspections to identify and eliminate risks.
  • Example: Early detection of pipe leaks can prevent costly water damage and claims.
Data-Driven Insights
Data Analytics & Insights
  • Use data to monitor vulnerabilities and create tailored risk avoidance strategies.
  • Benefit: Gain visibility into high-risk areas to ensure better protection.
Empowering Through Education
Education & Training
  • Equip your household with knowledge and skills to navigate risks confidently.
  • Programs: Teen driving, cybersecurity education, and water loss avoidance.

We can also protect
your business.

We provide year-round corporate insurance consulting, loss control services, and compliance support to enhance your bottom line. Our integrated approach creates a seamless experience, so you can focus on growing your business.

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Closing Gaps in Coverage

In addition to avoiding claims, we protect against financial liabilities and professional exposures that stem from insufficient employer coverage.

Personal Protection

Home & Auto
Excess Liability or “Umbrella”
Classic Vehicles, Aviation & Watercraft
Valuables, Antiques, & Collections
Short & Long-Term Disability Income
Life Insurance for Family Members
Pet Insurance

Corporate Protection

Directors & Officers Liability (D&O)
Employment Practices Liability (EPL)
Fiduciary Liability
Personal Cyber Liability
Kidnap & Ransom Coverage
Host Liquor Liability

Executive Benefits

Executive Bonus Plans (EBP)
Supplemental Executive Retirement Plans (SERPs)
Non-Qualified Deferred Compensation Plans (DCP)
Group Disability Protection for Executives
Group Variable Life Insurance (GVUL)
Cash Balance Plans

Personalized Client Services

Risk Mitigation Technology
Solutions
Policy Design & Comparison
Underwriting Negotiations
Claims Management Support
In-Home Appraisal Services
Corporate Insurance
Consulting
Human Life Value Consulting
Retirement & Estate Planning
Guidance
Ongoing Educational
Initiatives & Resources

50+ Years of Strong Carrier Partnerships

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What our Clients
are Saying

Since 1970, we have treated our clients with the highest levels of attention and care. Our client-centric consulting approach and organizational processes are carefully designed to help us understand and address their unique needs so we can advocate on their behalf.

National & Global Reach

Through our domestic and international partnerships, we provide benefits and insurance solutions for organizations in the United States and in more than 15 countries.