Religious Insurance

Faithfully Protected. Insurance for
Religious Institutions.

Comprehensive insurance programs for churches, mosques, synagogues, and temples—crafted to protect your people, property, and mission.

Get a Custom Quote Talk to a Specialist

The Hidden Risks Facing Faith-Based Organizations

Places of worship are community anchors—serving spiritual, social, and cultural roles. But they also face complex risks, from property damage to reputational threats. Off-the-shelf policies often leave critical risks unaddressed.

Fire, flood, or natural disaster damage
Injuries to members, visitors, or volunteers
Counseling-related liability
Allegations of abuse or misconduct
Vandalism or theft of donations, equipment, or sacred objects
Cyberattacks on financial and donor systems
Leadership disputes or employment-related lawsuits
Gaps from generic or outdated insurance policies

“Over 60% of faith-based organizations are underinsured, particularly when it comes to cyber, abuse, and leadership liability.”

Coverage That Supports Your Mission

From historic sanctuaries to dynamic multi-site ministries, we offer coverage solutions that match your structure, mission, and risk
profile. Our approach is grounded in helping you protect both physical assets and community impact—because we understand that risk
looks different across congregations of different sizes and scopes.

General Liability

Protects against injuries or accidents on your property.

Property & Equipment Coverage

For buildings, pews, stained glass, sound systems, and more.

Pastoral Counseling Liability

Covers faith leaders providing emotional or spiritual guidance.

Abuse & Molestation Coverage

Critical protection in today's environment.

Employment Practices Liability (EPLI)

Safeguards against wrongful termination, discrimination, or harassment claims.

Directors & Officers (D&O)

Protects leadership decisions and board members.

Cyber Liability

Keeps sensitive donor and financial data secure.

Workers’ Compensation

Required coverage for employees and eligible volunteers.

Commercial Auto

For transporting staff, supplies, and outreach teams.

Business Interruption

Coverage to keep your ministry going after an unexpected shutdown.

Umbrella/Excess Liability

Additional limits for larger organizations or high-risk events.

Why Choose Sahouri?

An Independent Brokerage
with Faith-Aligned Expertise

Sahouri is an independent broker with over 50 years of experience delivering insurance solutions to organizations of all sizes with complex operational needs. Our team pairs insurance expertise with a deep understanding of the risks unique to religious institutions, whether small neighborhood congregations or large multi-site ministries.

Specialized Industry Expertise
Access to Top-Rated Carriers (PHLY, Erie, Hartford, Progressive, Nationwide)
Coverage Planning Tailored to Your Organization’s Size, Mission, and Risk
Proactive Claims Support with dedicated advocacy
Beyond Insurance Services: HR guidance, abuse prevention, loss control, and more

With deep roots in risk guidance and advocacy, we help protect your people and your purpose—so you can focus on serving your community with confidence, no matter your size or structure.

Value at a Glance

What Sets Sahouri Apart

Independent brokerage with access to 100+ national carriers

Customized risk
strategies—not off-the-shelf policies

Deep experience with community-based and mission-driven organizations

Multilingual support and cultural fluency to serve diverse faith communities

Explore Your Organization’s Insurance Gaps

Download Our Religious Institution Risk Checklist

Secure What Matters Most to Your Ministry

Get expert guidance from advisors who understand the operational, reputational, and
community risks religious institutions face

Schedule a Free Risk Consultation

Secure What Matters Most to Your Ministry

50+ Years of Strong Carrier Partnerships

Sahouri Carrier Partner - Erie Insurance

Sahouri Carrier Partner - Lloyds of London

Sahouri Carrier Partner - Blue Cross Blue Shield

Sahouri Carrier Partner - Kaser Permanente

Sahouri Carrier Partner - United Healthcare

Sahouri Carrier Partner - Northwestern Mutual

What our Guests
are Saying

Since 1970, we have treated our clients with the highest levels of attention and care. Our client-centric consulting approach and organizational processes are carefully designed to help us understand and address their unique needs so we can advocate on their behalf.

We have enjoyed impeccable cooperation with Sahouri for over 15 years, no one can replace their remarkable service. I strongly recommend them to all Diplomatic Missions and my friends.

Diplomatic Mission

Ambassador

Today's ever-changing environment makes it difficult to know what the "right" type and amount of coverage is. Working with Sahouri has taken the guesswork out of this equation!

Government Contractor

CEO

The rarest of insurance executives, they understand client needs and negotiate on your behalf. Highly recommend Sahouri to anyone interested in protecting all aspects of their lives.

Technology Company

Founder & CEO

Steadfast, diligent, tenacious in securing the appropriate coverage for us. Needless to say, they are community association insurance experts! Your kindness and direction is a gold mine.

Organization of Homeowners Association

President

Their advisers take the time to understand our needs, align them with the appropriate insurance carriers, and then negotiate the most cost-effective and comprehensive insurance solutions available in the market on our behalf.

Mid-Market Business

President & CEO

I've worked with many insurance brokers over the past 35 years, Sahouri's service is exceptional, without peer. They deliver the highest quality products at a competitive price.

CFO, Multinational Corporation

Executive & Vice President

Religious Insurance

Faithfully Protected. Insurance for
Religious Institutions.

The Hidden Risks Facing Faith-Based Organizations