Corporate Risk Protection
Transfer, Reduce, & Eliminate Risk
Our professional team takes the time to conduct a full risk assessment of your operation. Only then will we make coverage recommendations to address the various exposures you face – from cyber risks that include data breaches, third-party financial losses due to an error or omission in work performed, and ransomware; to employment-related disputes (i.e., allegations of wrongful termination, discrimination, sexual harassment); work-related injuries; loss of revenue due to business interruption; and others.
Coverage
Tech Liability Coverage
- General Products Liability
- Media Liability
- Information Security & Privacy Liability
- Professional & Excess Liability (Umbrella)
- Equipment Breakdown
- Bodily Injury
- Intellectual Property
- Reputational Harm
Financial & Management Lines
- Technology Cyber Liability
- Technology Errors & Omissions (E&O)
- Directors & Officers (D&O)
- Employment Practice Liability (EPL)
- Fiduciary Liability (ERISA)
- Business Interruption &Extra Expense
- Crime
- Workers' Compensation
- Defense Base Act Insurance
Consulting
- Coverage Selection & Renewal
- Software for Ergonomic Learning & Assessment (SEla)
- Data Center/IT Assessments & Data Breach Services
- Claims Analytics & Management
- Compliance Support & Regulatory Guidance
- Business Continuity/Disaster Recovery Planning
- Safety Program Audits
- Loss Control Technology
- Executive & VIP Services
- Additional Professional Services
Corporate Health & Benefits
Attract, Retain, & Reward Top Talent
At Sahouri, we know how critical top talent is to your organization – both in attracting and retaining highly skilled employees. The last few years have been a bit of a roller coaster in tech hiring. The pandemic slowed down hiring in 2020 compared to 2019, and in 2021, tech hiring rebounded, with smaller tech companies responsible for much of the growth. In addition, individuals sought jobs in emerging tech hubs rather than traditional locations. Data shows that the dominant fields for tech jobs are Product Management, User Interface/User Experience (UI/UX) Design, and Information Technology (IT) Support.
To help companies recruit talent, we offer a portfolio of Employee Benefits products and services.
Coverage
- Medical
- Vision &Dental
- Pharmacy Plans
- Savings & Spending Accounts (HRA, HSA, FSA)
- Voluntary & Executive Benefits
- Keyperson Policies
- Buy-Sell Agreements
- Short- & Long-Term Disability
- Individual & Group Life Insurance
- Supplemental Health Insurance Plans
- Behavioral, Health, & Wellness Programs
- Retirement Plans 401(k), 403(b), 457, SEP, SARSEP, etc.
Consulting
- Custom Plan Design
- HR Consulting & Benefits Administration
- Payroll, Talent Acquisition, Performance
- Virtual Care or Telehealth Services
- Cost Analysis and Containment
- Claims Analysis and Management
- Insights from Industry Benchmarks
- Employee Communication, Training & Education
- Retirement Planning Management
- Executive & VIP Services
We also offer onboarding consulting, ACA compliance, and COBRA administration, among other important services needed in today's business environment.
Technology Companies FAQs
What is technology Errors and Omissions insurance?
Technology Errors and Omissions (E&O) insurance, also called Professional Liability insurance, is designed to protect tech companies by covering risks associated with financial losses suffered by clients because of product or service failure due to acts, errors, or inadequate, negligent work committed by the tech company while performing these services. Tech E&O insurance will pay your attorney fees to defend a lawsuit, court costs, settlements or judgments, and miscellaneous lawsuit expenses.
What are the most common claims for technology companies?
E&O claims against technology companies are frequently filed as a result of disagreements about the scope of a project, delays, security issues, miscommunication, or the quality of the work delivered. For example, a customer may sue a software development company because they are dissatisfied with the product's performance or because the customer had higher expectations than what the product could offer.
What are some examples of cyber risk?
Cyber risks range from data breaches to inadvertently exposing confidential records, the malicious transmission of a virus that causes widespread loss of data, ransomware demands to unblock network access, business interruption as a result of a cyber loss that causes company downtime and revenue loss, and phishing and social engineering attacks that dupe an employee into transferring funds to a bad actor.
Does our business owner’s policy cover cyber risks?
A business owner’s policy (BOP) does not cover cyber risks. You need Cyber insurance to address and respond to cyber exposures such as data breaches and ransomware.
Does my small business need Cyber insurance?
All businesses, no matter what size, need Cyber insurance, including tech companies – whether you’re starting out or have been in business for some time. Cybercriminals target small businesses because they often don’t have the same cybersecurity measures as larger firms.
50+ Years of Strong Carrier Partnerships
We have enjoyed impeccable cooperation with Sahouri for over 15 years, no one can replace their remarkable service. I strongly recommend them to all Diplomatic Missions and my friends.
Diplomatic Mission
Ambassador
Today's ever-changing environment makes it difficult to know what the "right" type and amount of coverage is. Working with Sahouri has taken the guesswork out of this equation!
Government Contractor
CEO
The rarest of insurance executives, they understand client needs and negotiate on your behalf. Highly recommend Sahouri to anyone interested in protecting all aspects of their lives.
Technology Company
Founder & CEO
Steadfast, diligent, tenacious in securing the appropriate coverage for us. Needless to say, they are community association insurance experts! Your kindness and direction is a gold mine.
Organization of Homeowners Association
President
Their advisers take the time to understand our needs, align them with the appropriate insurance carriers, and then negotiate the most cost-effective and comprehensive insurance solutions available in the market on our behalf.
Mid-Market Business
President & CEO
I've worked with many insurance brokers over the past 35 years, Sahouri's service is exceptional, without peer. They deliver the highest quality products at a competitive price.
CFO, Multinational Corporation
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Integrate Your Personal Risk
We extend personal services to executives in technology to eliminate overlapping exposures between their personal and corporate policies while saving time and money in the process.
