National & Global Reach
Through our domestic and international partnerships, we provide solutions for businesses based overseas, as well as US-based businesses with overseas operations.
Corporate Risk Protection
Transfer, Reduce, & Eliminate Risk
Our global risk experts take the time to conduct comprehensive risk assessments of your operations before making recommendations to address cross-border risks – from cyber exposures that include data breaches, third-party financial losses due to an error or omission in work performed, and ransomware; to employment-related disputes (i.e., allegations of wrongful termination, discrimination, sexual harassment); work-related injuries; loss of revenue due to business interruption; and others.
Coverage
Global Liability Coverage
- Foreign-Owned Locations
- Foreign-Owned Contracts
- General Products Liability
- Global Travel Coverage
- Professional Liability
- Excess Liability (Umbrella)
- Kidnap, Extortion & Ransom
- Marine Cargo, Equipment Breakdown
- Accidental Death & Dismemberment
Financial & Management Lines
- Cyber Liability
- Directors & Officers (D&O)
- Employment Practice Liability (EPL)
- Fiduciary Liability
- Errors & Omissions (E&O)
- Business Interruption
- Crime
Global Personnel Protection
- Defense Base Act (DBA)
- Maritime & Foreign Voluntary Workers' Compensation
- Medical, Political, & Security Evacuation
Property & Auto
- Lost Business Income Coverage
- Owned or Hired/Non-owned Auto
- VIP Personal Property & Auto Insurance
Consulting
- Coverage Selection & Renewal
- Claims Analytics & Management
- State & Federal Compliance Support
- Data Center/IT Assessments & Data Breach Services
- Business Continuity/Disaster Recovery Planning
- Medical or Security Evac
- Safety Program Audits
- Loss Control Technology
- Executive & VIP Services
- Software for Ergonomic Learning & Assessment (SEla)
- Compliance Support & Regulatory Guidance
- Additional Professional Services
Corporate Health & Benefits
Recruit, Retain, & Reward Top Talent
We understand how critical top talent is to your organization – both in attracting and retaining highly skilled employees. The last few years have been a bit of a roller coaster in hiring. To help companies recruit talent, we offer a portfolio of Employee Benefits products and services.
Coverage
- Medical
- Vision & Dental
- Pharmacy Plans
- Savings & Spending Accounts (HRA, HSA, FSA)
- Voluntary & Executive Benefits
- Keyperson Policies
- Buy-Sell Agreements
- Short & Long-Term Disability
- Individual & Group Life Insurance
- Supplemental Health Insurance Plans
- Behavioral, Health, & Wellness Programs
- Retirement Plans 401(k), 403(b), 457, SEP, SARSEP, etc.
Consulting
- Custom Plan Design
- HR Consulting & Benefits Administration
- Payroll, Talent Acquisition, Performance
- Virtual Care or Telehealth Services
- Cost Analysis and Containment
- Claims Analysis and Management
- Insights from Industry Benchmarks
- Employee Communication, Training & Education
- Retirement Planning Management
- Executive & VIP Services
- Additional Professional Servcies
We also offer onboarding consulting, ACA compliance, and COBRA administration, among other important services needed in today's business environment.
Defense Base Act (DBA) Insurance Overview
The Defense Base Act provides essential workers' compensation protection for civilian employees working outside the United States on U.S. military bases or under a contract with the U.S. government for public works or for national defense.
DBA insurance is designed to cover the medical costs, disability compensation, and death benefits for employees in the event of injury or death resulting from employment.
Who Neeeds DBA Insurance?
- Contractors and subcontractors working on overseas U.S. military bases
- Companies involved in public works, construciton, and service contracts related to national defense or military activities outside of the USA
- Organizations providing services funded by the U.S. government outside the continental United States
Key Benefits of DBA Insurance
Partnering with an experienced insurance provider is essential for navigating the complexities of DBA coverage. Look for insurers with expertise in government contracts and international operations, who can offer tailored solutions and support for the unique needs of your project.
Medical Treament & Rehabilitation
Covers all necessary medical treatments and rehabilitation costs for work-related injuries.
Disability and Death Benefits
Provides compensation for total or partial disability and death benefits to eligible survivors.
Legal and Compliance Assurance
Ensures compliance with federal requirements to protect contractors from potential legal fines.
Understanding CMMC for Government Contractors
The Cybersecurity Maturity Model Certification (CMMC) represents a unifying standard for implementing cybersecurity across the defense industrial base.
It's a tiered certification process that ensures all contractors and subcontractors working with the Department of Defense (DoD) adhere to varying levels of cybersecurity practices and processes.
It's important to start early and perform gap analysis because CMMC is implemented in phases. Engaging with knowledgeable partners ensures that your organization not only meets the DoD's requirements but also enhances its overall cybersecurity resilience.
CMMC Compliance Levels
- Level 1: Basic cyber hygiene practices to protect Federal Contract Information (FCI).
- Level 2: Intermediate cyber hygiene practices, serving as a transition from protecting FCI to handling Controlled Unclassified Information (CUI).
- Level 3: Good cyber hygiene practices to protect CUI and encompassing the security requirements specified in NIST SP 800-171.
- Levels 4 and 5: Focus on protecting CUI from Advanced Persistent Threats (APTs) with more sophisticated cybersecurity practices.
Securing CMMC Certification
Protecting sensitive government data has never been more critical, especially as cyber threats continue to evolve. CMMC serves as the DoD's response to securing the defense supply chain against cyber espionage and theft of intellectual property. It mandates that any entity within the supply chain, not just prime contractors, must be certified at an appropriate level of cybersecurity maturity before engaging in contracts.
1. Identify Requirements
Contractors should begin by identifying the appropriate level of certification needed based on their DoD contracts.
2. Get Assessed
Achieving CMMC certification requires an assessment by a CMMC Third-Party Assessment Organization (C3PAO).
3. Evaluate Operations
Contractors should engage with a C3PAO to evaluate their current cybersecurity posture and identify areas for improvement.
50+ Years of Strong Carrier Partnerships
What our Guests
are Saying
Since 1970, we have treated our clients as Guests worthy of the highest levels of attention and care. Our client centric consulting approach and organizational processes are carefully designed to help us understand and address their unique needs so we can Advocate on their behalf.
We have enjoyed impeccable cooperation with Sahouri for over 15 years, no one can replace their remarkable service. I strongly recommend them to all Diplomatic Missions and my friends."
Diplomatic Mission
Ambassador
Today's ever-changing environment makes it difficult to know what the "right" type and amount of coverage is. Working with Sahouri has taken the guesswork out of this equation!
Government Contractor
CEO
The rarest of insurance executives, they understand client needs and negotiate on your behalf. Highly recommend Sahouri to anyone interested in protecting all aspects of their lives.
Technology Company
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Steadfast, diligent, tenacious in securing the appropriate coverage for us. Needless to say, they are community association insurance experts! Your kindness and direction is a gold mine.
Organization of Homeowners Association
President
Their advisers take the time to understand our needs, align them with the appropriate insurance carriers, and then negotiate the most cost-effective and comprehensive insurance solutions available in the market on our behalf.
Mid-Market Business
President & CEO
I've worked with many insurance brokers over the past 35 years, Sahouri's service is exceptional, without peer. They deliver the highest quality products at a competitive price.
CFO, Multinational Corporation
Executive & Vice PresidentIntegrate Your Personal Risk
We extend personal services to executives in government contracting to eliminate overlapping exposures between their personal and corporate policies while saving time and money in the process.
