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Sahouri Industries

Insurance for  
Technology Companies

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Internation Health &
Risk Consulting

SERVING INTERNATIONAL ENTITIES IN THE GULF REGION

Sahouri Insurance brings a unique value proposition in providing entities conducting business in the Gulf Region with international health and risk services. Our integrated, holistic consulting approach combined with a deep cultural understanding of the region supported by a diverse staff, advanced technology, operational efficiencies, strong communication, and clear expectations enable us to make sure your organization and people are well protected from risk.

We invite you take a look at who we are, what we offer, our approach, and how we advocate for you as your trusted partner in assessing risk, placing insurance coverage, mitigating risk, managing claims, and controlling costs all through an international lens.

Who We Serve: Trusted by Our Clients


We collaborate with owners, the C-suite, and financial/HR/Administration executives at each of the following international entities to manage risk and protect the health of the organization and its people.


US-Based Diplomatic Missions

  • 89% of diplomats are 40+ years old
  • Culturally aware, adaptable, well rounded and agile, represented by the diversity of the U.S.
  • Hold bachelor's and master's degrees in a major like international relations, political science, cultural anthropology, sociology, or foreign policy
  • Interests include current and international affairs
  • Speak at least one foreign language
  • Personal views are focused on human dignity, well-being, and harmony
  • Actively involved in social activities


US-Based Foreign Government Assets



Nationally-Owned Airlines

  • Expatriates include pilots, cabin crew, and their respective families


US-Based Multinational Organizations

  • Real Estate
  • Technology
  • Hospitality
  • Manufacturing
  • Contracting
  • Other Organizations


International Trade Associations

Corporate Health Protection for International Entities

 

Products

As clients expand their global footprint, they require a partner who can adequately address international risks. This partner is Sahouri.

Employee Benefits

  • Global Medical
  • Global Vision & Dental
  • Pharmacy Plans
  • Voluntary & Executive Benefits
  • Key Personal Policies
  • Short-term Disability
  • Long-term Disability
  • Individual Life
  • Group Life
  • Behavioral Health & Wellness Programs

 

HR Technology

  • Client Portals
  • Compliance Resources
  • Open Enrollment Platform
  • People Management Tools
  • Learning Management System

 

Retirement Planning

  • SEP Plans
  • SARSEP Plans
  • ROTH IRAs
  • 401(k) & 403(b)
  • 457 Plans

 

Services

  • Communication &  Marketing 
  • HR Consulting
  • Industry Benchmarking
  • Risk Management
  • Claims Management
  • Retirement Plan Management
  • Executive Services
  • Additional Professional Services
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Property & Casualty Protection for International Entities

Transfer, Reduce, & Eliminate Risk


Our professional team takes the time to conduct a full risk assessment of your operation. Only then will we make coverage recommendations to address the various exposures you face – from cyber risks that include data breaches, third-party financial losses due to an error or omission in work performed, and ransomware; to employment-related disputes (i.e., allegations of wrongful termination, discrimination, sexual harassment); work-related injuries; loss of revenue due to business interruption; and others.



Products


Our portfolio of property and casualty coverages help mitigate the middle market’s risks while supporting its growth in the international arena.


Global Liability Insurance


  • Foreign-Owned Locations
  • Foreign Liability/Contracts
  • General Products Liability
  • Global Travel Coverage
  • Non-Owned & Hired Auto Liability
  • Professional Liability
  • Excess Liability/Umbrella
  • Kidnap, Extortion & Ransom
  • Marine Equipment Breakdown
  • Accidental Health & Dismemberment

Global Personnel Protection


  • Defense Base Act (DBA)
  • Maritime and Foreign Voluntary Workers' Compensation
  • Medical, Political, & Security Evacuation


Financial & Management Lines


  • Cyber Liability
  • Directors & Officers (D&O)
  • Employment Practices Liability (EPL)
  • Fiduciary Liability (ERISA)
  • Erros & Omissions (E&O)/Professional Liability
  • Business Interruption
  • Crime

Personal Risk


  • Luxury Home, Auto, Renters
  • Excess/Umbrella Liability
  • Life Insurance
  • Valuables Coverage
  • Travel Insurance
  • Cyber Liability
  • Private Jets &Watercraft


Services


  • Insurance Support
  • Educational Resources
  • Claims Administration
  • Risk Management
  • Loss Control
  • Executive Services
  • Additional Professional Services
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What We Deliver

Improved Loss Control for Peace of Mind


Our integrated corporate risk and health consulting services and programs are designed to improve loss control and cost mitigation and enhance our clients’ peace of mind.


Loss Control


In managing a client’s portfolio of policies, we can accurately assess and address critical risks with a broad spectrum of strategies and tools. Our loss control services include compliance consulting, cyber exposure assessment, safety training programs, disaster recovery and planning, and IoT risk assessment and management.

Cost Mitigation


The management and integration of a client’s portfolio of policies through one dedicated team enables us to close coverage gaps, seek alternative solutions for better risk protection, and avoid out-of-pocket costs due to uncovered claims. We are not simply selling policies but bringing value based on our clients’ needs.



Peace of Mind


Data utilization, business analytics and intelligence, and innovative tools help us assess and manage risk, maintain compliance with regulatory requirements to avoid fines and penalties, benchmark to ensure competitiveness and cost mitigation, and provide an enhanced client experience through education and self-service capabilities.

Technology Companies FAQs

What is technology Errors and Omissions insurance?


Technology Errors and Omissions (E&O) insurance, also called Professional Liability insurance, is designed to protect tech companies by covering risks associated with financial losses suffered by clients because of product or service failure due to acts, errors, or inadequate, negligent work committed by the tech company while performing these services. Tech E&O insurance will pay your attorney fees to defend a lawsuit, court costs, settlements or judgments, and miscellaneous lawsuit expenses.


What are the most common claims for technology companies?


E&O claims against technology companies are frequently filed as a result of disagreements about the scope of a project, delays, security issues, miscommunication, or the quality of the work delivered. For example, a customer may sue a software development company because they are dissatisfied with the product's performance or because the customer had higher expectations than what the product could offer.


What are some examples of cyber risk?


Cyber risks range from data breaches to inadvertently exposing confidential records, the malicious transmission of a virus that causes widespread loss of data, ransomware demands to unblock network access, business interruption as a result of a cyber loss that causes company downtime and revenue loss, and phishing and social engineering attacks that dupe an employee into transferring funds to a bad actor.


Does our business owner’s policy cover cyber risks?


A business owner’s policy (BOP) does not cover cyber risks. You need Cyber insurance to address and respond to cyber exposures such as data breaches and ransomware.


Does my small business need Cyber insurance?


All businesses, no matter what size, need Cyber insurance, including tech companies – whether you’re starting out or have been in business for some time. Cybercriminals target small businesses because they often don’t have the same cybersecurity measures as larger firms.


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BUILDING CLIENT CONFIDENCE

Smarter Decisions, Better Outcomes, Less Time.

We proactively utilize business intelligence and analytics tools to build client confidence and peace of mind with the right decisions at the right time through the right mix of data, technology, and human competencies. 

50+ Years of Strong Carrier Partnerships

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Integrate Your Personal Risk

We extend personal services to executives in technology to eliminate overlapping exposures between their personal and corporate policies while saving time and money in the process. 

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