How Protected is Your Home?
The majority of American homes are underinsured. Our advocates specialize in providing comprehensive and competitive coverages designed for luxury homes so you don't have to worry about out-of-pocket expenses at a time of loss.
Luxury Home Insurance Coverages.
All houses are not created equal, and homeowners policies are no different. Choosing the right carrier to cover your property and its valuables goes a long way towards ensuring all is protected when it counts.
Guaranteed Replacement Cost
Guaranteed replacement of damaged property without factoring depreciation, even if costs exceed your policy limit.
Temporary Living Arrangements
If you need temporary housing, we place your family in a comfortable place and within the same school district.
Cash Payment Option
You can receive cash up to your policy's limit to
rebuild your home or purchase a new property.
Collections and Antiques
Protecting your jewelry, expensive art and other valuables
and collections require customized protection.
Personalized Cyber Security
We help you assess, prevent, and respond to cyber
security exposures that you are exposed to.
Flood Insurance
We provide up to $15 million in total
property coverage for your home.
Award-Winning Claims Management.
We rely on strong carrier relationships and instant response capabilities to ensure clear and fair claim outcomes to avoid out-of-pocket expenses and keep your life going as usual.
90 Day
Renewal Strategy
24 Hour
Customer Service
Experienced
Claims Team
Same Day Turn-Around on Certificates
Award-Winning Concierge Service
Dedicated Billing Management
Private Risk
Insurance Experts
Comprehensive
Risk Analysis
Protect Your Net-Worth with Excess Liability Coverage.
Also known as "Umbrella Coverage," an Excess Liability Policy will help protect
your income and future earnings when an above-average loss exceeds your policy limit.
Cheap Premium, Rich Coverage
For a few hundreds dollars per year, you can easily issue an excess liability policy with $1 million in coverage.
Avoid Out-of-Pocket Losses
Excess liability coverage will protect your savings account when you suffer a loss that exceeds your policy limit.
Non-Profit D&O Liability Coverage
Provides coverage when non-profits face lawsuits or wrongful act allegations from actions/inactions of a board member.
Personal Injury
Provides coverage against any lawsuits involving accusations of libel, slander, or negligent infliction of bodily injury.
Domestic Employment
Practice Liability Coverage
Provides coverage for employed staff such as drivers and housekeepers subject to wrongful employment allegations.
Excess Uninsured/Underinsured
Motorists Protection
Provides up to $1M in excess coverage when involved in a
car accident with uninsured or underinsured driver.
Property Damage
Provides coverage for damaged property including certain items that you rent such as personal watercraft.
Defense Costs
Provides coverage when you need to defend against a lawsuit, regardless of whether it is groundless, false or fraudulent.
Request a Free Insurance Quote!
We specialize in helping successful homeowners and businesses succeed with rich coverage options, competitive rates, and
award-winning service that makes every client proud.
Luxury Car Insurance.
While standard car insurance policies offer insufficient coverage for luxury vehicles, our A-rated carrier partners specialize in providing custom coverages specifically for high-end vehicles.
Learn MorePrivate Clients Insurance.
Helping successful individuals and families reduce costs and increase coverage by choosing the right carriers, avoiding out-of-pocket losses and shopping policies every year.
Learn MoreStrong Carrier Relationships.
We represent the most prestigous, A-rated insurance carriers in the world so we can protect you and your assets against every type of risk.
Insurance Made Simple Blog.
Sharing every day scenarios, trends and best practices in plain english for homeowners and professionals. Learn more with insurance made simple!
What our fans are saying.
SAHOURI went out of their way to create a personalized insurance plan that exceeded my expectations and saved me money!
Every time we call, your staff responds with courtesy and hospitality. Your team has always been there for us in times of need, and we greatly appreciate that
I have worked with many insurance companies over the past 35 years, but the service I receive from SAHOURI is exceptional and without peer. They go to great efforts to ensure that I am receiving the highest quality products at the most cost effective price.
Want to work with us? Get in touch
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Property coverage that you can rely on.
We understand that your properties are diverse in type and location. Unlike captive brokers, we fully comprehend your lifestyle and in the event of damage, your property will be covered at true value.
Guaranteed Replacement Cost
We guarantee the replacement of your dwelling even when the cost exceeds your policy limit.
Temporary Living Expenses
If you are facing evacuation, we’ll find a place that’s right for you, and we’ll cover the costs as well.
Cash Payment Option
You have the option to receive cash up to your policy limit to rebuild your home or purchase a new property.
Rebuilding to Code
We cover the costs it takes to rebuild your home up to code (plumbing and electrical included).
Personalized Coverage
We will appraise your home to personalize your policy and provide the appropriate coverage.
Flood Insurance
We can provide up to $15 in total property coverage for your home.
Auto coverage that matches your car.
The best cars are meant to be driven to their full potential whether here or abroad. We offer worldwide automotive coverage for our clients so that no matter where they are in the world, they are protected.
Agreed Value Coverage
We agree on the value of your vehicle, and if you suffer a loss, we’ll write you a check for that amount.
Worldwide Coverage
Wherever you travel, we provide the same first-class coverage and service that you can count on.
No Mileage restrictions
Our policies do not have mileage restrictions, so you can drive your classic cars across the country.
Worldwide rental vehicle coverage
If you are in an accident, we’ll cover the rental car and lost income claimed by the rental company
Manufacture replacement parts
Your car is repaired with quality manufacture parts instead of generic replacements.
Freedom to choose your repair shop
You can use your favorite repair shop — without restrictions — or we can recommend one.
Custom built policies to fit your lifestle.
Home owner’s insurance often does not provide the protection you need. Stay protected with our custom policies that fit your lifestyle.
Collections.
We are very experienced in covering small to large collections of fine art, wine, and valuable items.
Watercraft & Aircraft.
We are experienced in insuring all types of watercraft and aircraft from 20 million dollar yachts to jets.
Jewelry.
We will work with you to make sure your valuables are properly covered with guaranteed replacement.
Umbrella.
We are experts at properly protecting prominent clients from lawsuits due to their wealth and status in society