Cyber Liability Insurance.

Cyber Liability Insurance protects your business from financial losses due to data breaches ( hackers, malware, user error, cyber extortion ) and theft or loss of confidential records.

hacking
Hacking
Virus
Virus
Lost USB drive
Lost USB drive
stolen laptop
Stolen laptop
Theft or loss of Data
Theft or loss of Data
Social Media Scandal
Social Media Scandal
Identity Theft
Identity Theft
Corruption of Data
Corruption of Data
Stolen Password
Stolen Password

If you do business online, if you handle customer data, if you handle medical data, if you handle credit cards and orders, if you want to succeed in the digital age — you need Cyber Liability Insurance. Not just in case, but you need it because it is essential to the success of your business. Have you ever lost a USB drive? Have you ever forgot to sign out of your email on a public computer? Have you ever used an easy to guess password? Cyber threats will only increase as technology advances because cyber criminals have much to gain and you have much to lose.



Industries at high risk.

  • Banking and Finance
  • Healthcare
  • Professional Services
  • Education
  • Manufacturing
  • Retail
  • Food and Hospitality
  • Media Communications
  • Trucking Logistics






When your laptop is stolen

When your receptionist opens a virus infected email

When a sales person sends a litigious complaint with “reply-all”

When an disgruntled employee deletes 1000 gigabytes of business data

Cyber Liability Insurance is made for these moments.

When your interns accidentally post graphic content on your social media…

When a maintenance person steals confidential information in the trash…

When an employee loses a USB drive with customer information…

When a CEO has their identity hijacked


Don’t make the mistake of thinking a cyber attack will not happen to your small business. One-third of all cyber attacks are carried out on businesses with less than 250 employees.”

Christian Oropeza, AVP of Commercial Insurance





Privacy Coverage
Privacy Coverage.

Covers financial losses related to the loss or theft of customer information and business data.

Network-Security Coverage
Network-Security Coverage.

Covers the costs of your website or network being shutdown for an extended period of time.

Extortion Liability Coverage
Extortion Liability Coverage.

Protects against losses due to a threat of extortion, such as a website hijacking.

Data Breach Crisis Management
Data Breach Crisis Management.

Covers expenses related to the management of a cyber crime incident.

Media Liability Coverage
Media Liability Coverage.

Protects against libel or false-claims made through media such as Twitter, blogs, and Facebook.

Technology errors and omissions liability
Technology errors and omissions liability.

This coverage protects you from a financial losses related to errors, omissions, or negligent acts.




The cost of not being covered is devastating.

cyber liability insurance cost of not being insured
The average cost per record from a data breach is $194. If you have 3000 clients, you could be facing up to $500,000 in expenses.



5Reasons why you’ll love our Cyber Liability Insurance..

1

You are covered from the beginning.

You are covered from the day you began your business rather than the date the policy started. Most breaches are unknown for years before insurance is in place and they are discovered.

2

First Party Expenses are fully covered.

These expenses include notifying customers of the security breach, indemnification costs, reputation damage control, hardware damage, business interruption expenses, fines and penalties, and legal costs.

3

Third Party Damage is fully covered.

Even if your data breach affects your clients or even your client’s customers, all Third Party Damage expenses are covered.

4

There is no encryption exclusion.

Our policies cover a breach even if it occurred on an unencrypted device, which is important because most devices are not unencrypted.

5

Regulatory Fines and Penalties are covered.

Our program covers regulation fines and penalties from the Government, which can total in the millions for businesses with a lot of customer information.