State Farm
Car insurance premiums continue to be steadily on the rise. Has your insurance carrier or agent suffered losses that will impact your auto rates?
Buy-Sell Agreement
In the tragic event that your co-owner dies, business life insurance policies fund a Buy-Sell Agreement to help financially support his or her family.
Directors & Officers
Sometimes, decisions can lead to lawsuits. Directors & Officers protects you and board members from management decisions that are made on behalf of the company.
Employment Practice Liability
Workplace-related lawsuits are costly. In such an event, Employment Practice Liability covers you and your organization's legal expenses, judgments, and awards.
Foreign Liability
Liability coverage is usually restricted to the U.S., Canada, and Puerto Rico. Foreign Liability extends beyond these countries and will cover many liabilities under one policy.
Hired & Non-Owned
Auto risk exposure is a threat whether your company owns vehicles or not. Hired & Non-Owned offers you coverage even for vehicles that aren't yours.
Liquor Liability
If individuals cause injury or property damage while under the influence of alcohol served in your business, Liquor Liability protects you from any expenses and damages.
Political Risk
If your business operates overseas, you should be prepared to navigate through political instability. Political Risk will protect your equity investment in such instances.
Renters Insurance
Renters Insurance is one of the most affordable and comprehensive coverages available. But surprisingly, only 41% of renters are properly insured.
Umbrella
Sometimes, losses and damages can exceed the amount of your liability limit. In such an instance, Umbrella allows you to extend your limit so you don't have to pay out of pocket.
Broker of Record
A Broker of Record is a licensed agent that enters into an agreement to act as the representative for their client to an insurance company.
Cyber Liability
Cyber threats are everywhere, whether we recognize them or not. Cyber Liability protects your company from data breaches through first and third party coverage.
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Errors & Omissions
Costly mistakes happen, even to experts. Errors & Omissions protects you from service-related lawsuits or advice that failed to achieve the expected results.
General Liability
General Liability protects your company from lawsuits related to third party bodily injury, and property damage to others, excluding financial damages.
Jewelry Insurance
A valuables policy would give you the security to replace your items, in the case of a loss, theft or simply mysterious disappearance of your jewelry.
Luxury Auto
If you own a luxury vehicle, you need to consider coverage through a high net worth carrier. These insurers are designed to protect luxury cars, homes, and successful lifestyles.
Prenatal Care
From the starting periods of pregnancy through delivery, you can get built-in personalized support under your prenatal medical care.
Term Life
Financially supporting your family is a big concern in the event of an unexpected death. For a fixed period, Term Life will secure a death benefit for your loved ones.
Vacant Property
Whether the property is a new construction, under renovation, or vacant, there are some measurements you need to take in order to keep coverage uncompromised.
Builder's Risk
Buildings, even those still under construction, are covered by insurance. Builders Risk is a form of property insurance which covers unique exposures while under construction.
Defense Base Act
If you're working under government contract overseas, Defense Base Act ensures you appropriate benefits if you are injured on the job.
Earthquake and Flood
Your family or business doesn’t have to be vulnerable in the event of a natural disaster. Learn more about earthquake and flood insurance to stay protected.
Fine Art
Much like our homes, cars, and collectibles, artworks can appreciate in value over time. But, that also means they need specific protections to keep their quality.
Health Savings Account
Rather than pay high monthly premiums for medical insurance, a tax-free, Health Savings Account plan allows you to save money for qualified medical expenses.
Key Man Insurance
An untimely death of a key executive can be devastating to the direction and financial well-being of a company. Key Man is designed to help you prepare for such an event.
Luxury Home
What if we told you that 60% of American homes are underinsured? Let’s face it: All houses are NOT created equal. The same applies to homeowners policies.
Preventative Care
Your medical and dental check-ups can help prevent and catch early potential serious illnesses, and even high potential out-of-pocket costs before it’s too late.
Terrorism Risk
In the event of a terrorist attack, Terrorism Risk will provide you coverage for loss of income and property resulting from certified acts of terrorism.
Workers' Compensation
If one of your employees gets injured due to work, Workers' Compensation will cover their living and medical expenses, and prevent any potential lawsuit.