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Avoid claims and mitigate financial losses with expert insights into risk, coverage, and containment strategies.

Sahouri Journal

Health & Risk

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Health & Risk Insights

We believe in avoiding claims and financial losses before they happen, starting with understanding liability exposures and risk mitigation.

New Employment Policies in 2023 Failing to update employee handbooks regularly can make employers vulnerable to legal risks and liabilities, resulting in costly fines, penalties and attorneys’ fees. View Details
Considerations When Doing Business Overseas Expanding globally requires addressing international compliance and regulatory issues, localizing product packaging to reflect different languages, and navigating a new competitive landscape and cultural differences. View Details
2023 Annual Reports: Corporate Health & Risk

Corporate and Personal insurance policyholders are facing another year of price increases due to sustained inflation, material shortage, natural disasters, public health issues, and more.

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Corporate Health & Risk Business Insights From corporate benchmarks to financial analysis, learn more about how your business can make more informed decisions, faster.   View Details
Commercial Property Risk Mitigation

In partnership with Hanover Insurance, we help clients avoid water damage claims by mitigating the risk of water damage with HSB Connected Technologies' early warning system.

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Defense Base Act (DBA) Overview As an employer, it is your responsibility to procure insurance coverage or to self-insure injuries sustained by workers covered in the Defense Base Act (DBA). View Details
Global Health Coverage for OCONUS Contractors

OCONUS employment has the potential to present an assortment of complex challenges for workers. It’s essential to equip them with resources that support not only their physical wellness but their mental health and well-being.

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Affirmative Action for Government Contractors Refers to public and private initiatives to improve development opportunities for women, minorities and other protected classes for equal opportunities for employment. View Details
Tech Professional Liability: Errors and Omissions Coverage Businesses utilizing technology to produce and deliver products or services must recognize and take precautions against risks that commercial general liability (CGL) coverage doesn’t include. View Details
COBRA Compliance Checklist

Outlining key steps for administering Consolidated Omnibus Budget Reconciliation Act (COBRA) coverage, which can be complex and may involve additional steps depending on specific situations. 

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Executive Cyber Liability Cyber risk has been one of company executives’ top 3 concerns for years, but the will to secure networks, communications, financials, and operational systems has been lacking. View Details
The Tech Factor Approach to Valuing Assets With the rise in technology-dependent companies, this new method was needed to appropriately place a market value on the underlying technology unique to specific businesses. View Details
Board Member Liability and Risk Exposure As a board member, you could be held personally liable for the decisions and actions of the board, even in the case of impropriety on the part of other members. View Details
Risk Management & Loss Control Resources Browse this loss control guide and request to receive insights on reducing your corporate liability. View Details
Reducing Employee Related Healthcare Costs Your employees may be unaware of these simple, yet effective reminders that help keep overall plan expenses low, reducing your overall group health insurance premiums.  View Details
Mitigating the Risk of Hurricane Damage

The Atlantic hurricane season (June-November) has a peak season of mid-August to late October. The Eastern Pacific hurricane season begins mid-May and ends November 30. Review the following guidance for tips on preparing for and responding to a hurricane.

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Case Study: Corporate Health & Benefits $3.5M Cost Reduction

Learn about a large, local GovTech company whom we helped saved $3.5M and grew their wellness fund by $250K

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Protection for Doing Business Abroad If doing business abroad is part of your company’s growth strategy, understanding the scope of insurance available for international business is critical to protecting corporate assets. View Details
Property Management Professional Liability Whether it’s an error of commission, such as entering the wrong information into a purchase agreement, or an error of omission, such as failing to disclose known pollutants, the result is often the same—a lawsuit. View Details
ChatGPT and Emerging AI Risks AI tools have certain limitations and potential risks that employers need to consider. Even if organizations don’t plan on incorporating AI technology into their business operations, it’s still wise to understand these tools and their limitations because employees may use them without their employers’ knowledge or permission. View Details