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Condo and HOA Insurance.

Since 2011, we have been helping policy holders save 20% on average on
expiring premiums while vastly improving coverage.

Condo and HOA Insurance.

CUSP (Community Underwriters Specialty Program) is a manuscript and proprietary Condo and HOA insurance program that offers the industry’s most favorable insurance conditions while rewarding its policyholders with savings for low loss ratios.




Underwriting Flexibility.

CUSP allows us to reward policy holders with low loss ratios. We underwrite and price policies in-house, which allows us more flexibility and quicker turnaround for those last-minute needs. Since we underwrite ourselves, we can be flexible in loss run reviews and won’t simply decline a risk because they had one major loss 3 years ago.

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Simplified Quote Process.

Here at SAHOURI we leverage technology to make insurance simple. We have invested heavily in the technology necessary to simplify the process for you, so you don’t have to spend hours filling out applications and pulling building info from various sources. We can provide indications of premium using our technology and the expiring certificate of insurance!

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Personal & Local Representation.

Here at SAHOURI we have a ‘boutique’ model as opposed to a ‘service center’ model. The same person that provides you a quote is the same person that helps you with your renewal, billing questions, changes, etc. There are no 1-800 numbers and if you want to speak to your insurance professional in person or have them attend a board meeting, they will be there for you on the spot.

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Full Earthquake Coverage.

Most carriers limit earthquake coverage to $1,000,000, but that doesn’t help when a quake causes structural damage to your 200+ unit condo! We can provide earthquake coverage for the FULL building value. Not all carrier property forms are created equal! That is why we automatically offer a lot, and then provide options to pair down the bigger items. Many of our competitors offer very little and then provide (additional) options to increase coverage.

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Guaranteed & Extended Replacement Cost.

CUSP can provide the peace of mind by including a Guaranteed Replacement Cost or Extended Replacement Cost endorsement for eligible properties. This removes any worry regarding the adequacy of the reported building value based on it’s age when they start to adjust the claim. We also check buildings values every year for adequacy and adjust if required.

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Smart Building Technology.

We combine insurance and risk management with a full-stack IoT solution that provides live, actionable insights into your building’s health and helps you avoid critical losses.

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Commercial Real Estate Insurance

The management, development, and construction of your commercial real estate projects require a hands-on risk management partner committed to doing more than just sell you insurance policies.

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The Allen and Lauri Show.

Allen and Lauri is a web series covering insurance trends, FAQ's and events for CAI members and the community association industry at large.


Subscribe to the Show! 

Be the first to receive exclusive content from our hosts related to CAI events, interviews and insurance topics for the Property Management and Community Association industries. 


Start Tracking Certificates.

Our partnership with Compliance Services Corp. (CSC) helps property managers, franchisers and general contractors maintain compliance by seamlessly tracking third party certificates of insurance.

Start Tracking

Request a Free Insurance Quote!

We specialize in helping successful homeowners and businesses succeed with rich coverage options, competitive rates, and
award-winning service that makes every client proud.

Insurance Made Simple Blog.

Sharing every day scenarios, trends and best practices in plain english for homeowners and professionals. Learn more with insurance made simple!

Award-Winning Culture.

We are proud to be recognized by our community and industry for service, production and culture.

Want to work with us? Get in touch