Risk Insights | Sahouri Journal

Which Government Contractors Need Global Liability Insurance?

Written by SAHOURI | April 14, 2025

Government contractors face unprecedented challenges in the current global landscape. Factors such as changing sourcing regulations and supply chain disruptions can significantly impact federal projects overseas. These challenges can cause project delays and other problems, resulting in liability exposure. Consequently, insurance for government contractors is an essential component of any global strategy.

Whether you’re rebuilding infrastructure overseas, securing U.S. assets abroad, or managing complex logistics, international contracts bring exposures that domestic policies can’t cover. Sahouri delivers tailored global coverage — closing the gaps with insurance solutions designed for contractors worldwide. Essentially, when your responsibilities cross borders, your coverage must follow.

What You Will Learn

 

What Is Global Liability Insurance for Government Contractors?

Global liability insurance is not a single policy but a tailored suite of protections designed to respond to exposures in foreign jurisdictions, including foreign general liability, voluntary workers' compensation, employers’ liability, Defense Base Act coverage, and more. These coverages extend protection beyond the United States to cover exposures in foreign jurisdictions. It's a key component of any contractor's international risk strategy, helping protect against these risks:

  • Lawsuits filed abroad for property damage, personal injury, or breach of duty
  • On-site incidents in foreign countries where legal systems differ from the United States
  • Delays or contract breaches triggered by disrupted global supply chains

Sahouri delivers proactive risk mitigation through comprehensive global assessments. These assessments address everything from indemnity carveouts and third-party data liability to compliance with the Defense Base Act (DBA) and federal wage mandates, which gives you the confidence to focus on your mission.

Which Contractors Need Global Coverage?

If your operation touches foreign soil or relies on international vendors, you need a policy that adapts to the environment. It’s vital to recognize that this unique coverage is highly specialized. Sahouri's global coverage provides government contractors with comprehensive assessments, including analysis of indemnity clauses, liability carve-outs, wage requirements, and compliance with federal mandates.

High-priority candidates for global coverage include: 

  • Defense and security contractors with OCONUS operations
  • USAID and NGO providers working in developing or conflict-prone regions
  • Engineering and construction firms managing infrastructure built abroad
  • IT and logistics companies deploying systems and support across borders

Even modest international exposure creates risk. Consider coverage if you:

  • Bid on foreign-owned contracts
  • Maintain facilities or teams abroad
  • Work under tight supply chain schedules affected by market changes or trade shifts
  • Rely on foreign subcontractors or imported materials

Sahouri's global reach includes support for all 50 states and DBA, LOGCAP, and EXPAT-related insurance requirements.

What Coverages Should Be Included?

Sahouri's integrated global insurance solutions are tailored to fit complex government contracting needs. From small firms to major defense contractors, our advocates deliver foreign policy programs that help reduce and transfer risk across every phase of your contract lifecycle, from bid to active assignment.

Core Global Liability Protections

  • Foreign-owned locations and contracts
  • General and product liability abroad
  • Global travel and personal accident coverage
  • Professional liability and E&O
  • Excess liability (umbrella)
  • Kidnap, extortion, and ransom
  • Marine and equipment breakdown

Extended Risk Management & Executive Protection

  • Cyber liability
  • Employment practices liability (EPL)
  • Directors & officers (D&O) and fiduciary liability
  • Business interruption and crime insurance
  • DBA and foreign voluntary workers' comp
  • Security and medical evacuation
  • VIP personal property and auto protection

Sahouri delivers solutions through a technology-driven, consulting-based model that integrates corporate risk, health, and wealth, providing seamless protection that evolves with your contracts.

Global Contracts Require Global Coverage

The cost of doing business overseas is rising, from tariffs on materials like steel and electronics to regulatory mandates like the Buy American Act. These pressures make timely project delivery more difficult and risky, which can induce liability claims.

Without global coverage, a single claim abroad could put your entire contract at risk.

At Sahouri, we guide federal contractors through every phase of global expansion with clarity, compliance, and confidence. 

Contact your Sahouri advocate to develop a global liability program that protects your people, assets, and obligations — wherever the job takes you. Our advocates understand your industry, contracts, and liabilities. We go beyond insurance placement to deliver integrated programs that align with your mission.